Updated May 2026
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What Affects Rates in Conway
- Most Conway FTA holds originate in Faulkner County Circuit Court or Conway District Court, both requiring in-person appearance or attorney representation to recall the bench warrant and resolve the underlying citation. Walk-in dockets are available Monday and Wednesday mornings at the Faulkner County Courthouse on East Siebenmorgan, but only if no active warrant is issued. If a warrant is active, you must schedule a formal appearance or retain counsel to quash the warrant before the court releases the FTA hold to OMV.
- Conway sits at the intersection of I-40 and Highway 65, making it a high-volume citation corridor for Arkansas State Police and Conway Police Department stops. Speeding, following-too-closely, and uninsured-motorist citations issued on these routes account for the majority of FTA holds in the area. If your missed court date involved an uninsured-driving citation, Arkansas will require SR-22 filing for three years after reinstatement, regardless of FTA clearance.
- Conway's suburban commute pattern to Little Rock and growth along Dave Ward Drive and Prince Street means most reinstated drivers need immediate coverage for work commutes. Non-standard carriers serving post-FTA drivers in Conway include The General, Direct Auto, and Acceptance Insurance, with monthly rates for minimum liability typically $95–$155 depending on the underlying citation and driving history.
- Faulkner County experienced one tornado, 31 thunderstorm wind events, and 24 hail events in the last five years, with notable damage in 2022 and 2023 along northern Conway and Rose Bud corridors. Reinstated drivers purchasing liability-only coverage after FTA clearance remain exposed to vehicle damage from hail and wind, and comprehensive coverage adds $40–$70/month to post-reinstatement policies.
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Coverage Recommendations
Cost estimates are based on available industry data and vary by driver profile. These are not insurance quotes.
Post-FTA Reinstatement Insurance
Conway drivers must show proof of insurance to OMV within 30 days of reinstatement or face re-suspension under Arkansas compliance rules.
$95–$155/monthEstimated range only. Not a quote.
SR-22 If Underlying Citation Requires
Uninsured-motorist citations issued on I-40 and Highway 65 by Arkansas State Police commonly trigger SR-22 requirements once the FTA is cleared and the underlying ticket resolved.
+$20–$45/monthEstimated range only. Not a quote.
Non-Standard Auto Coverage
The General, Direct Auto, and Acceptance Insurance all operate in Conway and write post-FTA policies with same-day coverage availability.
$95–$155/monthEstimated range only. Not a quote.
Comprehensive for Storm Exposure
Faulkner County logged 24 hail events and 31 thunderstorm wind events in five years, with significant damage in northern Conway neighborhoods in 2022 and 2023.
+$40–$70/monthEstimated range only. Not a quote.