Clear Your FTA Hold and Get Back on the Road
Failure-to-appear holds lock your license until you resolve the court matter.
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How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Post-FTA Reinstatement InsuranceAfter clearing an FTA hold, most states require proof of insurance before reinstatement. Reinstatement fees range from $50 to $250 depending on state, separate from court fines.
SR-22 FilingIf your underlying citation was for DUI, reckless driving, or driving without insurance, your state may require SR-22 filing for 3 years after reinstatement. Not all FTA cases trigger SR-22.
Minimum Liability CoverageState minimum liability meets legal requirements for reinstatement. Monthly premiums typically range from $45 to $95 for minimum limits, depending on driving history and location.
Non-Standard Auto InsuranceDrivers with recent FTA suspensions or underlying violations often qualify only for non-standard policies. Rates run 30–50% higher than standard policies but provide immediate coverage.
High-Risk Auto InsuranceIf your FTA was tied to DUI, multiple violations, or accident-related citations, you'll be classified as high-risk. Expect premiums 60–80% above standard rates for the first policy term.Recent Articles
7/13/2026Illinois License Reinstatement FeeIllinois charges $70 base reinstatement after FTA clearance, plus $500 if the underlying citation was uninsured driving.
5/29/2026Low-Down Insurance After PA FTAPennsylvania FTA holds persist after warrant recall until court clerks file clearance notices to PennDOT—typically 7-14 days.
5/29/2026Cheapest Insurance After FTA GeorgiaGeorgia FTA clearance lifts the hold but not suspension. DDS charges $200 and requires retroactive proof of coverage. Get your SR-22 quote today.
Get Back on the Road After a Missed Court Date
Get My Post-FTA Insurance QuoteFrequently Asked Questions
Does an FTA suspension always mean I have a warrant out?
Most states issue a bench warrant automatically when you miss a court date for a traffic citation. The warrant stays active until you appear in court or the court recalls it, even if you pay fines online later.
Can I get my license back before I go to court?
No. The FTA hold remains on your driving record until the court files a release with the DMV, which happens only after you appear and resolve the underlying matter.
Will I need SR-22 after I clear the FTA?
It depends on the original citation. FTA for parking or minor moving violations typically does not require SR-22. FTA for DUI, reckless driving, or no-insurance citations usually triggers a 3-year SR-22 requirement.
Can I just pay the ticket online and skip the court appearance?
Once a bench warrant is issued, most courts require you to appear in person to recall the warrant. Online payment clears the fine but does not lift the FTA hold or cancel the warrant.
How long does it take the DMV to process the court's release after I clear the FTA?
Processing time ranges from 24 hours to 10 business days depending on your state. You can check status online through your state DMV portal using your license number and the court case number.