How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Post-FTA Reinstatement Insurance
After clearing an FTA hold, most states require proof of insurance before reinstatement. Reinstatement fees range from $50 to $250 depending on state, separate from court fines.
SR-22 Filing
If your underlying citation was for DUI, reckless driving, or driving without insurance, your state may require SR-22 filing for 3 years after reinstatement. Not all FTA cases trigger SR-22.
Minimum Liability Coverage
State minimum liability meets legal requirements for reinstatement. Monthly premiums typically range from $45 to $95 for minimum limits, depending on driving history and location.
Non-Standard Auto Insurance
Drivers with recent FTA suspensions or underlying violations often qualify only for non-standard policies. Rates run 30–50% higher than standard policies but provide immediate coverage.
High-Risk Auto Insurance
If your FTA was tied to DUI, multiple violations, or accident-related citations, you'll be classified as high-risk. Expect premiums 60–80% above standard rates for the first policy term.