Kansas License Suspended After Missed Court Date
Kansas requires 25/50/25 liability coverage and is a no-fault state.
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Kansas at a Glance
25/50/25
Minimum liability limits, in thousands of dollars (per person / per accident / property)
No-fault
Each driver's own policy pays their injuries first, whoever caused the crash
Required
PIP and Uninsured motorist coverage must be on every policy
$100
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Kansas
Kansas operates under a traditional tort liability system, meaning the at-fault driver's insurance pays for damages. The state requires proof of financial responsibility at all times — liability insurance, a bond, or a certificate of self-insurance. Kansas statute 8-1,160 mandates that drivers carry minimum liability limits, and Kansas Revenue issues the FTA hold when you miss a court date for a traffic citation.
Bodily Injury Liability
Property Damage Liability
Uninsured/Underinsured Motorist Coverage
Personal Injury Protection (PIP)
What Drivers Pay in Kansas
$202–$421/mo
Typical monthly rate in Kansas, high-risk drivers after a DUI
Rate data: ValuePenguin and Insurify, 2026
What Affects Your Rate
- Drivers with a prior FTA suspension do not face automatic rate increases unless the underlying citation involved a moving violation or at-fault accident.
Get Back on the Road After a Missed Court Date
Get My Post-FTA Insurance QuoteIf your license is suspended
Restricted driving privileges (KDOR modification of suspension)
A restricted license is available while suspended.
A coverage lapse is reported
The state can act when your insurance lapses.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
Do I need SR-22 insurance after an FTA suspension in Kansas?
Not automatically. SR-22 is required only if the underlying citation you missed court for was uninsured driving, DUI, reckless driving, or certain repeat violations. If your FTA was for a speeding ticket or other non-insurance-related offense, Kansas does not require SR-22. Check your court documents or contact the court clerk to confirm whether SR-22 is part of your reinstatement conditions.
How long does it take Kansas Revenue to clear an FTA hold after I resolve the court case?
Kansas Revenue clears the FTA hold 1–5 business days after the court notifies them the case is resolved. The delay depends on how quickly the court transmits the closure notice — some Kansas municipal courts file electronically within 24 hours, while others mail paper notices that take up to a week. You can check hold status by calling Kansas Revenue at 785-296-3671 or visiting a driver licensing office in person.
Can I get a Kansas restricted license while the FTA hold is active?
No. Kansas does not issue restricted, hardship, or occupational licenses while an FTA hold is active — the suspension is administrative and non-discretionary until the court case is resolved. Once you clear the FTA and pay the reinstatement fee, your full license is restored immediately. Kansas does not offer partial reinstatement for FTA suspensions.
Does an FTA suspension show up on my Kansas driving record permanently?
The FTA suspension itself appears on your Kansas driving record as an administrative action, but it does not add points or count as a moving violation. The underlying citation remains on your record for 3 years if it was a moving violation. The FTA notation may remain visible to insurers for up to 5 years, but most carriers do not penalize FTA-only suspensions if the underlying offense was minor.
Coverage Types
Post-FTA Reinstatement Insurance
Coverage you need after clearing the FTA hold and paying the reinstatement fee. Most FTA suspensions do not require SR-22 unless the underlying citation was for uninsured driving or DUI.
SR-22 If Underlying Citation Requires
Proof-of-insurance filing required if your missed court date was for uninsured driving, DUI, or certain repeat violations. The SR-22 itself is not insurance — it is a certificate your insurer files with Kansas Revenue confirming you carry at least state-minimum coverage.
Minimum Liability Compliance
The 25/50/25 minimum Kansas requires to reinstate after an FTA suspension. This is the least expensive option but leaves you personally liable for any damages above the policy limits.
Non-Standard Auto Insurance
Coverage for drivers with a suspended license, multiple citations, or a lapse in insurance. Non-standard carriers charge higher premiums but accept drivers standard carriers decline.
Uninsured Motorist Coverage
Protects you if you are hit by a driver with no insurance or insufficient coverage. Kansas law requires insurers to offer UM/UIM at limits equal to your liability coverage, and rejection must be in writing.